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Banking and Finance

Retrieval that answers in seconds, at a cost per answer you can defend.

An AI system inside a bank is judged twice: once by the people waiting on it, and once by the people who have to account for it. A pipeline that takes thirty seconds to answer is one nobody uses, and a pipeline whose token bill grows faster than its usage is one finance will eventually close. We re-architect retrieval for speed and unit economics together, and build the extraction and audit paths that let the output stand up to scrutiny.

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Case study

Their customers had stopped waiting for answers

A data and analytics platform used by central and investment banks.

The situation

The platform answers research questions across an enormous estate of documents and data, the kind of question that would otherwise cost an analyst a day of reading. In a product like that, speed is what customers are paying for.

What was wrong

Answers were averaging thirty to sixty seconds, and the worst of them took over two minutes. Customers had moved from grumbling to formal complaints, and some had stopped asking questions altogether. From the outside there was no obvious reason why: behind each answer sat a search across a vast corpus, a chain of tool calls running one after another, and far more data than any single question needed. The client had an AI team of its own, and it had been working the problem.

What they asked for

The brief was to make it twice as fast. The client expected running costs to rise to pay for that, and had accepted it.

What was done
  1. 01Redesigned the retrieval pipeline from the ground up, because the limits were built into the design and no amount of tuning would remove them.
  2. 02Parallelised the tool calls that had been running one after another, removing most of the waiting.
  3. 03Matched the model to each task, tested against a fixed set of questions, so the most expensive model is used only where it measurably improves the answer.
  4. 04Stripped out prompt bloat, so every call carried what the task needed and nothing it did not.
  5. 05Added caching wherever the system was repeating the same work for every question.
  6. 06Introduced continuous evaluation, so accuracy and speed are measured every time the system changes, not discovered through a customer complaint.

They asked for two times. They got eight, and paid less to run it.

8× faster

Average response time

from over 2 min

Slowest response, time to first token (TTFT)

75% lower

Running cost

Measured on the client's own question set, before and after the rebuild.

For the same client we also engineered the OCR extraction pipelines and the cloud infrastructure underneath them.

In systems like this, speed, accuracy and cost are decided by the design. When a product feels slow to the people paying for it, the fix usually lies in how the work is structured, not in how much computing power sits behind it.

Where the work usually sits

These are the problems we are asked about most often, not a list of everything we build. Discovery is what decides which one your institution actually needs.

Retrieval performance
Slow pipelines re-architected rather than tuned, because the ceiling is usually in the design: sequential tool calls parallelised, prompt payloads stripped back, caching placed where the system repeats itself, and model selection set per task against a fixed question set.
Running cost
Token consumption measured per answer rather than per month, so the unit economics hold as volume grows. Accuracy is tracked alongside it, so a saving that quietly degrades answers surfaces immediately.
Auditable OCR and extraction
Document pipelines that turn scans, statements and filings into structured data, with every extracted figure traceable to the page it came from and the whole path logged for review.
Shadow mode

Proved on your own work before it goes live

No system takes over any part of your operation on the day it is finished. It runs in shadow mode first, alongside the people doing the work today. It answers the same questions against the same corpus, on its own path, while every answer your users see still comes from the pipeline you run today. Your existing process carries on exactly as before, so at no point are you relying on something unproven.

You see its latency distribution, its cost per answer and its accuracy against your own question set, measured beside the system it would replace. Shadow running lasts as long as you want it to, on your own work.

When you are satisfied with the results, you decide when it goes live, and you can start with part of the work. From then on, the system does the work it has shown it can do.

Questions

The first conversation is free. Beyond that, we quote a fixed price once we both know exactly what is being built, and nothing is charged until the scope and the price have been agreed in writing.

Discovery usually takes one to two weeks. Build time depends on the system, and the timetable is fixed in the quote.

No. We handle discovery, design, build, deployment and testing. Your team's role is to explain how the work is done today and to approve what we propose.

It does not go live until that question has been answered with evidence. Every new system first runs in shadow mode: it works on your real cases alongside your team, but changes nothing and contacts no one. You compare its output with your team’s for as long as you need to, and it goes live only when you are satisfied and decide to switch it on. Once live, anything it is unsure about is passed to a person.

Yes, and that is the usual case. Re-architecting a live retrieval pipeline is done against a copy of your own question set, measured before and after, with the new path proved in shadow mode before any traffic moves to it. Nothing is cut over until the numbers are in front of you.

By measuring both at once. Model selection is set per task and tested against a fixed question set, caching is added wherever the system repeats work, and prompt payloads are stripped back to what each task needs. Accuracy and cost are tracked on every change, so a saving that degrades answers shows up immediately rather than in a complaint.

No. Every system sits in your own cloud account, is built on standard, well-documented technology that any competent developer can maintain, and is handed over with full documentation. You can keep us on for support, but you never have to.

Start with a conversation

The first conversation is free. We will talk through where your team’s time is going and tell you plainly whether we can help.

Fusion AI Consulting

Fusion AI Consulting designs, builds and runs bespoke systems that give accountancy, insurance and investment firms more capacity without adding headcount. Based in London, working across the UK.

Contact
© 2026 Fusion AI Consulting Ltd. All rights reserved.Fusion AI Consulting Ltd is registered in England and Wales, company number 16771023. Registered office: 124 City Road, London, EC1V 2NX.